Missing This Could Cost Your SME Dearly!

Do not risk your SME failing due to late paying customers, like thousands of SMEs before you.

You rely on your customers to settle their invoices on time. Yet they don’t. Instead, you wait 40, 60, even 90 days +. You can’t pay your own suppliers. Your credit rating plummets.
You have no cashflow or working capital to pay your own bills, and you certainly can’t invest, grow and expand. Your SME hangs in the balance.

FACT: £23.4 billion was owed in late payments last year, up £10.4 billion from the year before.

You need invoice finance as late payment is getting worse and SMEs are failing because
of it.

FACT: Invoice finance advances you money on your issued invoices within 24hrs.

Invoice finance isn’t a loan or debt. You are simply advanced monies that you are owed on issued invoices.

FACT: Invoice finance offers you a robust cashflow without the need for a loan or overdraft.

Unlike traditional lending, where you often need to jump through hoops, this form of SME invoice finance is simple to arrange and set up quickly. Your facility can be set up in a matter of weeks, that’s because the facts speak for themselves; SME need support and they need it now…

• 54% of businesses experienced late payment last year.
• One in four SMEs risk defaulting on existing loans due to dried up cashflow though late payment.
• One in four companies spend over 10 hours a week chasing late payment, costing £4.4 billion.
• One 5^th of SME owners are not paying themselves due to late payment.

Late payment puts cashflow in jeopardy, which in turn risks your SME failing.

FACT: Lack of cashflow is the BIGGEST reason SMEs fail – 50,000 small businesses a year. 

Invoice finance, also referred to as invoice factoring, benefits nearly 50K SMEs in the UK. They have peace of mind their issued invoices are funded within 24 hours. They have cashflow to manage their suppliers, improve their credit terms and enable them to capitalise on growth opportunities.

The day to day operation of invoice finance couldn’t be simplier:

• Issue your invoice as normal, copying in your invoice finance provider.
• You are advanced up to 90% of each invoice value within 24hrs (balance paid when customer settles).
• Comprehensive invoice data – issued, outstanding, paid – available to view on secure online portal.
• Inclusive of credit control facility so invoice payment by your customers is managed on your behalf.
• Your invoice finance grows with your business, meaning it does not need constant renegotiation which could stump growth at critical times.

Arranging an invoice finance facility is quick and easy when arranged through Capital Corporate Finance.  Our Founder and Managing Director, Carole Roe, was one of the first Invoice Finance Brokers in the UK as such she is an expert witness in alternative finance. 

As an independent broker, Capital Corporate Finance has exclusive access to all 50+ invoice finance providers. With uncompromised knowledge, your SME is introduced to the most suitable provider, taking into account such things as whether your SME is a start up, an established business or whether it’s in a specialist industry. 

What’s more, Capital Corporate Finance has a reputation for bringing quality deals to the market and in many cases direct lines into underwriters and decision makers, which means your facility can be arranged and fully operational in just a couple of weeks.

With no up front, no arrangement or set up fees, invoice finance is the smart solution to a fluid cashflow, prosperity and above all survival in extraordinary times. 

Make invoice finance work for your SME.  Contact our Founder, Carole Roe, today - directly on 07785 596053 or email on carole@capitalcorporate.co.uk