This type of lending can help businesses secure a clever and tailored mix of finance options that can assist refinancing plans, buy-outs and investments.
I recently secured a £2.5m funding facility for two Directors of a media company who wanted to buy out a corporate shareholder to return the business to private ownership. They were reluctant to put up this level of personal security, as required by their Bank. I was able to arrange this finance through a variety of SME finance options.
My multifaceted solution did not pose any risk to either their business or personal assets. Instead, I used a clever and thought out mix of finance - using their debtor book as part of an invoice finance facility, a CBILS loan & a small unsecured loan I arranged the funding for the full amount, taking just 3 weeks. None of this interfered with their existing bank relationship.
We regularly arrange complex multifaceted finance like this for businesses. It’s something that is very difficult to arrange by yourself. It’s something that traditional lenders cannot offer. You need expert knowledge and advice, from an independent broker such as myself, Carole Roe, here at Capital Corporate Finance (CCF), who can approach the best lenders in the marketplace for your needs.
Another such example is of a small business, operating for over 10 years, in the hand hygiene arena, was able to thrive in the COVID pandemic. A huge new business opportunity was presented to them – an order for over £1million from a large fast food giant. However, their cashflow would not cover their manufacturing and production costs. In less than 24hrs, CCF was able to arrange a trade finance deal that secured lending to fund the cost of production, whilst also securing an additional invoice finance facility to manage their ongoing cashflow.
“CCF implemented a clever and cost effective multifaceted finance package.” David Finch, Ercol Furniture. Read for yourself, how we helped Ercol Furniture with a multifaceted solution that helped their business with its growth and refinancing plans.
As well as multifaceted finance solutions we arrange a myriad of individual SME finance for SME businesses, which we usually arrange faster and at better rates than going direct – this is due to our unique fast track independent broker status we have with all the UK’s business lenders, including:
Let me help your business find the finance it needs quickly and easily. We can meet, we can chat over the phone, we can have a Zoom / Teams meeting. My direct line is 07785 596053 or email me on carole@capitalcorporate.co.uk.
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